Smart401k is an online 401(k) investment advice service designed to answer the key 401(k) related question employees have:

“How do I know that I have my 401(k) money in the right investments
– today and in the future?”

All employers want to offer benefits that are valued the most by employees. Smart401k offers services that help maximize an employee’s 401(k) benefit. As an employer, you may be asking:

“In today’s environment, I don’t feel like I can just do nothing - How do I provide my employees with a tool
that will actually help them make better 401(k) investment decisions?”

Smart401k allows employees to feel comfortable with their retirement plan, instead of confused. Within 5-10 minutes, employees will have a customized action plan for their current and future 401(k) investment..

Smart401k provides an ongoing service that helps employees establish and maintain diversified investment choices tailored to their own investment profile and specific to their company’s 401(k) choices. It is designed to be utilized by a high percentage of a company’s employee base by requiring minimal employee time, featuring ease of use, and offering specific, to the point advice.

The Bottom Line: Smart401k answers employees' one 401(k) related question, and makes an employer’s retirement plan a stronger employee benefit.

Smart401k Service Options for Employers

Employers can give their employees access to Smart401k services in two ways:

• Smart401k services are offered to employees of companies at a rate discounted from the standard individual investor rate. If the employee pays for Smart401k services, through a discounted rate offered to the company, services include:
  
  • Up to a 25% discount off of the standard individual subscription cost for any employee that chooses to sign up.
  • Unlimited access to the Smart401k website for recommendations and action plans for as long as the employee pays for their subscription (quarterly or annually).
  • Quarterly reviews of fund recommendations.
  • Quarterly and as-needed reminders to employees to update their recommendations.
  • Smart401k newsletter communications to subscribers.
  • Internal communications to employees via annual meetings, e-mails and employer newsletter articles to describe the available service.
    
    
• Smart401k services are provided as a employer-sponsored benefit. The employer pays for employees based on the number of employees in the retirement plan. Payment can be wrapped into retirement plan expenses, or paid directly. Services include:
  
  • Per employee pricing at least 80% less than the subscription rate for individual investors.
  • Unlimited year-round access for all plan employees to Smart401k website for recommendations and action plans.
  • Internal communications to employees via annual meetings, e-mails and employer newsletter articles to introduce the service.
  • Quarterly reviews of fund recommendations.
  • Quarterly and as-needed reminders to employees to update their recommendations.
  • Smart401k newsletter communications to subscribers.
  
  

• If you are an employer and want more information on Smart401k, click here to send us an e-mail: employer@smart401k.com, or call us at 87smart401 (877-627-8401).
  
  
• If you are a advisor and want to offer this value-added service to your clients, click here to send us an e-mail: info@smart401k.com or call us at 87smart401 (877-627-8401).